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Which electric car to choose for less than €100/month in 2025
22 aug 2025
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Which electric car to choose for less than €100 per month?
An electric car for less than €100 per month is possible in 2025! Two main options are available: direct commercial offers like the Dacia Spring from €79/month or the Leapmotor T03 at €89/month (with down payment), AND the government-backed social leasing program returning on September 30, 2025, with 50,000 vehicles and no down payment for low-income households. While the models for social leasing are already confirmed (Citroën ë-C3, Fiat Grande Panda, Renault 5…), the 2025 monthly prices are yet to be announced. Let’s break down all the options to drive electric at a low cost.
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The two main categories of offers
The market is divided into two distinct segments. On one side, social leasing targets low-income households with fixed monthly payments and truly no down payment at signing. Eligibility criteria remain strict, with a taxable income below €15,400 per tax share and only 50,000 vehicles available for 2025.On the other side, manufacturer and dealership offers are open to everyone regardless of income. They offer more model and trim choices but often require a down payment or a higher first lease payment. Prices vary depending on current promotions, and negotiation is often possible.It’s important to understand the difference between a standard down payment and a higher first lease payment. A standard down payment is a sum paid at signing that reduces the financed amount. A higher first lease payment means the first month’s rent is higher than the following ones, e.g., €1,300 then €79/month for the Spring. In both cases, it’s an amount to plan for at contract signing that impacts your initial budget.
Manufacturer offers under €100 (excluding social leasing)
Real bargains right now
Beyond social leasing, several manufacturers regularly offer attractive deals under €100/month. Note: annual mileage is often limited (7,500 to 10,000 km/year):
Model | Monthly Price | Down Payment | Duration | Km/year | Range | Availability |
Dacia Spring Essential | €79 | €1,300* | 49 months | 10,000 | 225 km | In stock |
Dacia Spring Expression | €88 | €1,300* | 49 months | 10,000 | 225 km | In stock |
Leapmotor T03 | €89 | €3,000 | 36 months | 10,000 | 265 km | Immediately available |
Dacia Spring Expression 65 | €95 | €1,300* | 49 months | 10,000 | 225 km | In stock |
Opel Corsa-e | €95 | €4,500 | 36 months | 7,500 | 357 km | Occasional offers |
MG4 Standard | €99 | €3,990 | 37 months | 10,000 | 350 km | Occasional offers |
BYD Dolphin | €99 | €3,500 | 37 months | 10,000 | 340 km | Regular promotion |
Smart #1 Pro | €99 | €4,990 | 36 months | 10,000 | 315 km | Launch offer |
Dacia Spring Extreme 65 | €105 | €1,300* | 49 months | 10,000 | 225 km | In stock, with V2L |
*Higher first lease payment. CEE bonus of €330 deducted on Dacia Spring. MG, Opel, BYD, and Smart offers are indicative and may vary depending on promotional periods.Pro tip: These sub-€100 offers require a down payment, but it can often be financed separately or offset by trading in an old vehicle. Always calculate the total cost over the lease period!
Top 3 best offers right now
1. Dacia Spring Essential: the champion at €79/month
The Dacia Spring Essential stands out as the most affordable offer on the market at just €79/month. This city car requires a €1,300 first lease payment for a 49-month contract limited to 10,000 km/year. With a WLTP range of 225 km (305 km urban), it’s perfect for daily commutes. Its 308-liter trunk, the largest in its class, and consumption below 14.6 kWh/100 km make it a cost-effective solution. The €330 CEE bonus is already deducted from this offer.
2. Leapmotor T03: the newcomer at €89/month
The Leapmotor T03 makes a strong debut in the French market with an offer at €89/month with a €3,000 down payment over 36 months. This Chinese city car offers 265 km WLTP range (390 km urban) with a 36 kWh battery that charges to 80% in just 36 minutes. Its 95 hp and generous standard equipment include a panoramic roof, automatic emergency braking, lane departure warning, and adaptive cruise control. Ranked #1 in JD Power’s Initial Quality Study for compact EVs, it offers B-segment space in A-segment dimensions.
3. Dacia Spring Expression 65: more power at €95/month
For those seeking more performance, the Spring Expression 65 offers a 65 hp motor instead of 45 for €95/month. The first lease payment remains €1,300 over 49 months. This more powerful version makes highway merges and overtaking easier while maintaining the same 225 km range. The DC 30 kW fast charging option allows 20–80% battery recovery in 45 minutes. The V2L (Vehicle to Load) function on the Extreme version lets you power external devices — ideal for camping or outdoor activities!
Recent used cars: the smart alternative
The recent used car market also offers interesting opportunities under €100/month. The 2020–2022 Renault Zoe is available for €85–95/month in lease-to-own over 48 months. The 2021 Peugeot e-208 is listed at €99/month with a €3,000 down payment, while the 2020 Volkswagen e-Up! drops to €79/month in a 36-month lease. The 2021 Fiat 500e is around €95/month depending on negotiated annual mileage.
Social leasing 2025: detailed government offer
The social leasing program returns on September 30, 2025, with a budget for 50,000 vehicles, including 5,000 reserved for residents of low-emission zones (ZFE). Government aid amounts to €7,380 per vehicle, fully funded by Energy Savings Certificates (CEE).Manufacturers have already confirmed eligible models, including the Citroën ë-C3, Fiat Grande Panda, and Renault 5 electric. Final monthly prices haven’t been announced but are expected to match 2024 levels. For reference, 2024 social leasing offered the Renault Twingo E-Tech at €40/month, Citroën ë-C3 at €54/month, Fiat 500e at €89/month, and Nissan Leaf at €65/month.
Eligibility criteria for social leasing 2025
To qualify for the “My Electric Leasing” program, several criteria must be met. Taxable income must be below €15,400 per tax share, and applicants must be adults residing in France.For work-related mobility, two scenarios qualify: either a home-to-work distance over 15 km using a personal vehicle, or more than 8,000 km traveled annually for professional reasons.The contract must be at least 3 years (36 months) in lease-to-own or long-term lease. The government covers the entire down payment via the €7,380 aid funded through Energy Savings Certificates. The 2025 budget is €369 million, down from €650 million in 2024. With 50,000 vehicles available and high demand expected, quick action is needed when registrations open on September 30.Important note: the advertised monthly lease does not include insurance (€40–80/month extra) or charging costs (around €40/month for 1,000 km).
Tips to get an electric car under €100
Maximize incentives and promotions
Combining incentives can significantly reduce your monthly budget. The conversion bonus can reach up to €6,000 (excluding social leasing), and the ecological bonus up to €4,000 in 2025. Regional aid ranges from €500 to €2,000 depending on your location, and trading in your old vehicle adds extra value to negotiate with the dealer.
Negotiate at the right time
The best times to get favorable conditions are end-of-quarter periods when dealers aim to meet sales targets. Black Friday now brings special offers on EVs. September is ideal for deals as stock is cleared before new models arrive. January, a traditional sales and clearance period, also offers great opportunities.
The real monthly budget: realistic calculator
Actual monthly costs by formula
To set a realistic budget, consider all monthly costs. With social leasing, expect €100 monthly lease with no down payment, €60 insurance, and €40 charging — total: €200/month.For a standard lease at €99/month with €4,000 down payment, the down payment spread over 36 months adds €110/month. Add €60 insurance and €40 charging for a total of €309/month.Used car lease-to-own at €95/month with €3,000 down payment equals €270/month including spread down payment (€85), insurance (€50), and charging (€40).
Common pitfalls to avoid
5 classic traps to avoid
The first common trap is the higher first lease payment not mentioned in ads. Always ask for the total amount due at contract signing. Annual mileage is another issue: 7,500 km/year equals just 625 km/month — barely 20 km/day.Mandatory insurance offered by the dealer is often overpriced. Always compare with your current insurer before signing. Hidden administrative fees can reach €500 and should be negotiated or clarified upfront. Finally, check the buyback value at contract end and compare it to the vehicle’s projected Argus value.
So, which solution to choose?
Profiles and recommendations
If you’re eligible for social leasing, prepare your application now for the September 30, 2025 launch. Confirmed models include the Citroën ë-C3, Fiat Grande Panda, and Renault 5 electric. Prices should be around €100/month with no down payment, as in 2024.For middle-income households needing a car immediately, the Dacia Spring from €79 with a €1,300 first lease payment or the Leapmotor T03 at €89 with €3,000 down payment are available now. Trading in your old car can offset part or all of the required down payment.If your budget is tight but you’re not eligible for social leasing, the Dacia Spring Essential at €79 remains the most accessible despite the €1,300 first lease payment. Recent used cars, especially a 2021–2022 Zoe, are a smart alternative.For purely urban use with low mileage, car sharing may be more economical than long-term leasing.
Charge your electric car affordably with Electra
Even with a €100 electric car, charging is key. Electra offers over 400 stations in France, compatible with all social leasing and commercial offer models.Our transparent pricing:
Without subscription via the app: €0.49/kWh
With Electra+ at €4.99/month: €0.39/kWh
With Electra+ at €19.99/month: €0.29/kWh
Check our station map to plan your trips, even with a small electric city car!
Yes, it’s really possible!
An electric car for less than €100/month is no longer a dream in 2025. Direct commercial offers like the Dacia Spring from €79/month or the Leapmotor T03 at €89/month are available now (with first lease payment or down payment). For low-income households, social leasing returns on September 30, 2025, with 50,000 vehicles and no down payment. While models are already confirmed (Citroën ë-C3, Fiat Grande Panda), final prices are yet to be announced but should be around €100/month as in 2024. The key? Accurately calculate the total cost including insurance and charging.
Article written by the Electra team – Experts in electric vehicle charging solutions
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